Online banking or credit card
You can do business in our online store safely and with a payment method that suits you. Online banking payments are made by the Finnish payment institution Paytrail.
The products and their postage are paid when ordering. The following payment methods can be used in the online store:
Payment is made via the Paytrail account service. One of the payment methods is also bank transfer as an advance payment. If you don't find a payment method that suits you from these options, you can contact us and we'll see if we can find a solution. The payment and financing service related to online banking is implemented by Paytrail Oyj.
Check ongoing Svea campaigns here >>>
Svea installment payment is a one-time loan with which you can choose the desired payment period from the options offered in the store. Please note that the buyer must be at least 21 years old.
You can see your open credits From the Omat situt service.
The use of Svea Installment payment requires an approved credit decision. When applying for credit, the applicant gives consent to the fact that information from other credit providers is requested from Suomen Asiakastieto Oy's consumer credit information inquiry system. We also check the applicant's credit information. A customer who has received a negative credit decision has the right to apply for a new credit decision by contacting Svea's customer service.
Buying from the online store with an invoice is effortless. When you choose the online store as the invoice payment method at the checkout, you will receive an invoice for the order, which you can pay later after receiving the order. This way, for example, you can buy the commodity you need right away instead of waiting for payday.
The invoice is a safe, convenient and flexible payment method - if you wish, you can also convert the invoice into a purchase credit and pay the amount in monthly installments that suit you. If you need more information about your bill, you can contact our customer service.
Svea customer service: +358 9 4242 3330 or contact form.
Svea complies with the Data Protection Act in its operations, read more from our privacy statement .
Svea Bank AB (publ), branch in Finland (3237195-7)
Mechelininkatu 1a
00180 Helsinki
www.svea.fi
You can familiarize yourself with the terms of the loan here: Installment loan general conditions and Standard European consumer credit information .
When you choose a flexible installment payment, you decide yourself at what pace you want to pay for your purchase (starting from 1/24) of the remaining amount, but at least EUR 5.00/month. You will receive the products you ordered before you pay and you can pay off the balance at any time.
In connection with the application, Klarna checks the credit information and approves the application by sending the credit agreement by email (or to your home address, if it is your first purchase or it has been some time since your last purchase with Klarna).
If you want to pay through Luottokunta's payment methods, Nivalan Laatukaluste Oy acts only as a marketer of products and services and also delivers the products to the buyer.
Nivalan Laatukaluste Oy is therefore only responsible for product marketing, delivery and handling possible complaints. If necessary, you can also address the complaint to Paytrail Oyj.
Paytrail Oyj acts as the seller of the product in payments made through Luottokunta, and the transaction is created between the customer and Paytrail Oyj. The seller is responsible for all obligations related to the transaction. Paytrail Oyj is also the recipient of the payment.
